The new commonly unmanageable obligations many Ph.D.s accrue necessitates a honest talk out-of graduate students' money, studies and you can prospective occupation routes within and you may outside academe, writes Jennifer Torkelson.

I had zero options however, to locate an easy way to safeguards the brand new fee you to amounted to just one-one-fourth away from my personal month-to-month stipend, despite my personal already exceedingly tight budget, the newest constraints from my graduate beginner a position contract therefore the scarcity out-of better-using work prospects getting an ABD regarding the humanities.

But when you are paying down the non-public student loan to start...