R.We. Gen. Laws and regulations § 34-twenty five.2-six
(a) Concerning the a leading-costs financial, no collector shall personally otherwise indirectly funds any products or fees which overall try greater than five percent (5%) of your own complete amount borrowed otherwise 400 bucks ($800) any type of was greater.
(c) Zero highest-rates mortgage will get incorporate a planned fee that is far more than just doubly high as mediocre regarding before booked money. Which provision does not apply in the event that fee plan is modified towards the regular otherwise unusual income of the debtor.
(d) Zero large-costs mortgage may include payment terms...